Know your
wealth
MyWealth Capital is your free financial wellness platform. We check your credit, show you what you qualify for, and connect you to the right products — all in under a minute.
Know your
Who we are
Your credit and financial-wellness platform
MyWealth Capital is a South African credit and financial-wellness platform. We give you free access to your credit profile and match you with loans, credit cards, debt-relief solutions and everyday financial products suited to your score — all in under a minute, with no paperwork and no obligation. We are an independent intermediary that connects you with trusted, registered providers, so you can compare your options and make confident money decisions.
Products
Everything you need
Financial products matched to your credit profile. No paperwork. No pressure.
Loans
Compare personal loans matched to your credit profile. See what you are likely to qualify for before you apply — no paperwork, no obligation.
Home Loans
Compare home loan and bond options matched to your credit profile from registered South African lenders.
Vehicle Finance
Drive away with flexible vehicle financing. Check your likelihood of approval before you apply.
Credit Cards
Compare credit card offers suited to your score. From rewards to low-interest options, find cards that fit your spending.
Government Consolidation Loans
Exclusively for government employees — combine multiple debts into one affordable repayment, deducted straight from your salary through our lending partners.
Debt Review
Legally restructure what you owe into one affordable monthly payment. We connect you with registered debt counsellors.
Debt Mediation
Negotiate better repayment terms with your creditors. Reduce pressure and avoid default.
Debt Review Removal
Completed your debt review journey? We help you obtain your clearance certificate and remove the debt review flag from your credit profile.
Home Insurance
Protect your home and belongings with comprehensive cover from trusted providers.
Car Insurance
Comprehensive cover for your vehicle. Compare options from leading insurers.
Life Insurance
Secure your family's financial future with life cover from leading South African insurers — from R100,000 up to R10 million, paid out tax-free.
Funeral Cover
Dignified funeral cover for you and up to 13 family members. Pay-outs within 48 hours of a valid claim, with no medical examinations required.
Credit Alerts
Stay in control with real-time credit alerts. Get notified the moment something changes on your credit profile.
Adverse Debt Removal
Have paid-up adverse listings removed from your credit profile so old accounts stop holding your score back.
Judgement Removal
Rescind and remove court judgements from your credit record with help from our legal partners.
Prescribed Debt Removal
Old debt that has legally prescribed cannot be claimed — we help you have it removed from your profile for good.
IMB Banking
Manage your everyday money with our partner banking solution. Open an account, send and receive payments.
Vouchers
Stretch your budget with discounted shopping and lifestyle vouchers from popular South African retailers.
Airtime & Data
Buy prepaid airtime and data at great rates, anytime. Top up across all major South African networks in seconds.
Our partners
Trusted across South Africa
How it works
Three steps to clarity
From credit check to product match — guided, human, and under a minute.
01
Tell us who you are
Enter your SA ID. We pull your credit profile securely — soft inquiry, no impact. Takes under a minute.
02
Browse your matches
See products filtered to your profile. Pick what suits you. Zero pressure, no obligation.
03
We will take it from here
Submit your selections and our team contacts you to finalise. Friendly, human, no paperwork.
Reviews
People love it
Here's what some of our clients have to say about MyWealth Capital.
"I never understood my credit score until MyWealth. Now I know exactly where I stand and what products suit me."
T
Thando M.
Cape Town · Mar 2025
"Boosted my score before my car loan application. The team was with me every step of the way."
L
Lerato P.
Johannesburg · Feb 2025
"This changed how I think about money. I feel empowered, not overwhelmed. Highly recommend."
S
Sipho D.
Durban · Jan 2025
FAQ
Got questions
Yes, checking your credit score through MyWealth Capital is free. We run a soft enquiry, which does not affect your credit rating in any way. Your score is refreshed every 3 months automatically so you can track your progress over time. There are no hidden fees or subscription charges.
We match you across Borrow (loans, credit cards, vehicle & home finance), Debt Solutions, Insure, Protect (life cover, funeral plans, credit alerts), Legal (credit record cleanup), and Everyday banking — all based on your unique credit profile. Each product listing shows what you are likely to qualify for before you apply.
Less than a minute. Enter your SA ID number and we pull your credit profile securely using bank-grade encryption. Your personalised product matches appear immediately — no paperwork, no waiting, and no need to visit a branch.
Absolutely. Your information is encrypted end-to-end and handled in full compliance with South Africa's POPI Act. We never share your data with any third party without your explicit consent. Our platform uses industry-standard security protocols to keep your personal and financial information protected at all times.
No obligation whatsoever. Browse your matched products, compare options, and only proceed with what interests you. There is zero pressure and no commitment required. You can check your score and explore products without ever making a purchase.
Ready to know your wealth?
Free. Under a minute. Zero pressure.